Inheritance Tax (IHT) planning helps you take steps to reduce the potential tax liability on your estate, ensuring that more of your wealth can be passed on to your loved ones. We provide clear, practical guidance on how wills, trusts, and gifting strategies can form part of an effective estate planning approach.

Where your circumstances require regulated financial advice, we work closely with a qualified Independent Financial Advisers (IFA) within our associated company Blackthorn Financial Services Ltd who can provide specialist advice on tax-efficient planning and investments. This approach allows you to plan ahead with confidence, protect your assets, and preserve your legacy in line with current inheritance tax rules.

Severance of property is the legal process of changing how a jointly owned property is held, from joint tenants to tenants in common. This means each owner holds a defined share of the property, which can be left to someone of their choosing through a Will, rather than automatically passing to the other owner if they die.

Severance is often needed as part of estate planning, following relationship changes, or where individuals want to protect their share of a property for children or other beneficiaries. It can also be an important step when setting up certain trusts or planning for inheritance tax.